At FinSec Life, we help clients in Orlando, FL evaluate how a life settlement may fit into their broader financial strategy.
A life settlement is the sale of an existing life insurance policy to a third-party buyer for more than the cash-surrender value but less than the death benefit. This option can provide financial flexibility for individuals who no longer need or want their policy, or who would prefer to use its value for other goals such as retirement income, business succession, or estate planning.
Our team of experienced professionals assists clients by:
- Explaining the process — how a life settlement works and the factors that determine a policy’s value.
- Outlining benefits and considerations — such as potential liquidity advantages versus the permanent loss of coverage.
- Discussing tax and cost implications — including possible fees and commissions.
- Collaborating with tax and legal advisors — to ensure each decision aligns with your overall financial and estate plan.
In addition to life settlements, FinSec Life provides guidance on business-owner succession planning, executive benefits, and estate-continuity strategies to help clients manage and protect their legacy across generations.
To learn more about Life Settlement services in Orlando, FL, visit finseclife.com or call (321) 800-3901 to speak with a FinSec Life professional.
Life Settlement Orlando, FL |
At FinSec Life, we help clients in Orlando, FL evaluate whether a life settlement could be an appropriate solution for their financial goals.
A life settlement is the sale of an existing life insurance policy to a third party for an amount greater than its cash-surrender value but less than its death benefit. For some individuals, it can provide liquidity for retirement, estate, or business-planning needs.
Our experienced professionals can assist you by:
- Explaining the life-settlement process, including how policy value is determined.
- Discussing both the potential benefits and considerations, such as permanent loss of coverage, potential tax implications, and any applicable fees or commissions.
- Coordinating with your legal, financial, and tax advisors to ensure that each decision supports your overall financial strategy.
- Providing additional guidance on related planning areas, such as business-owner succession, executive benefits, and estate continuity.
We believe that informed decisions come from clear understanding. Our goal is to help you explore all available options and make choices that align with your long-term objectives.
To learn more about Life Settlement services in Orlando, FL, visit finseclife.com or call (321) 800-3901 to speak with one of our professionals
