At FinSec Life, we help clients in Orlando, FL explore the potential benefits and considerations of a life settlement—the sale of an existing life-insurance policy to a third-party buyer for more than the cash-surrender value but less than the death benefit.
A life settlement can provide liquidity for retirement, business, or estate-planning needs, but it is also a complex transaction that should be carefully evaluated with professional guidance.
Our experienced professionals assist clients in:
- Explaining how life-settlement transactions work and what factors determine a policy’s market value.
- Outlining the advantages, such as freeing up policy value for other financial goals.
- Reviewing key considerations, including the permanent loss of coverage, possible tax consequences, and the impact of any fees or commissions.
- Coordinating with legal and tax advisors to ensure that the transaction aligns with each client’s overall financial plan.
FinSec Life also provides guidance for business-owner and executive-benefit planning, helping clients integrate life-insurance and succession strategies that support the continuity of their companies and the financial well-being of their families.
To learn more about Life Settlement services in Orlando, FL, visit finseclife.com or call (321) 800-3901 to speak with a FinSec Life professional.
Life Settlement Orlando, FL |
At FinSec Life, we help individuals and business owners in Orlando, FL explore how a life settlement—the sale of an existing life insurance policy to a third party for more than the policy’s cash-surrender value but less than its death benefit—may fit into their overall financial strategy.
Our professionals are experienced in helping clients understand both the opportunities and the important considerations of a life settlement, including:
- How policy value is determined and what factors impact a potential offer.
- The potential benefits, such as converting a life insurance policy into available funds that may be used for retirement, business succession, or estate planning needs.
- The considerations, including the permanent loss of life insurance coverage, possible tax implications, and any applicable fees or commissions.
- Coordination with financial, legal, and tax professionals to ensure that each decision supports long-term financial goals.
In addition to life settlements, FinSec Life provides guidance on business-owner succession strategies, executive benefits planning, and estate-continuity solutions—helping families and companies manage and protect what they’ve worked hard to build.
To learn more about Life Settlement services in Orlando, FL, visit finseclife.com or call (321) 800-3901 to speak with a FinSec Life professional.
