At FinSec Life, we help clients in Orlando, FL explore whether a life settlement may be an appropriate option for their financial planning needs.
A life settlement allows a policyholder to sell an existing life insurance policy to a third-party buyer for more than the policy’s cash-surrender value but less than its death benefit. This transaction can offer flexibility and liquidity for individuals whose financial or insurance needs have changed.
Our experienced professionals provide guidance by:
- Explaining how life settlements work and how policy value is determined.
- Discussing both benefits and considerations, including the permanent loss of coverage, potential tax consequences, and any fees or commissions.
- Coordinating with legal and tax advisors to ensure that decisions align with each client’s broader financial and estate goals.
- Integrating succession and estate strategies, including business-owner planning and legacy protection, to help maintain long-term financial stability.
At FinSec Life, our focus is on providing education and clarity so clients can make confident, well-informed choices about their life insurance and financial future.
To learn more about Life Settlement services in Orlando, FL, visit finseclife.com or call (321) 800-3901 to speak with one of our professionals.
Life Settlement Orlando, FL |
At FinSec Life, we help clients in Orlando, FL understand how a life settlement may align with their financial goals and overall planning strategy.
A life settlement is the sale of an existing life insurance policy to a third-party buyer for more than the policy’s cash-surrender value but less than its death benefit. For certain policyholders, this option may provide flexibility or liquidity for retirement income, business succession, or estate planning needs.
Our experienced professionals guide clients by:
- Explaining how the life-settlement process works, including how policy value is determined and what factors influence offers.
- Outlining key benefits and considerations, such as potential liquidity advantages versus the permanent loss of insurance coverage, possible tax consequences, and any fees or commissions involved.
- Collaborating with financial, tax, and legal professionals to ensure each transaction supports your overall financial plan and long-term goals.
- Integrating life settlements into broader estate, business-continuity, and retirement strategies to help protect and sustain your financial legacy.
We take pride in helping clients make informed, confident decisions about their life-insurance options through education, transparency, and experienced guidance.
To learn more about Life Settlement services in Orlando, FL, visit finseclife.com or call (321) 800-3901 to speak with a FinSec Life professional.
